Portfolio Performance Report
Updated: 31st August 2026 | care@1financep2p.com
1 Finance P2P publishes its portfolio performance data every month in compliance with RBI Master Directions for NBFC-P2P Lending Platforms (amended August 2024). All figures below reflect actual platform data as on 31st August 2026.
Key platform metrics
Snapshot of platform activity till August 2026.
Rs. 3,12,55,000
Total loans disbursed
As of August 2026
0.19%
NPA till August 2026
90+ days overdue
What does this mean for you?
These numbers show that the platform has disbursed Rs. 3,12,55,000 since launch, as of August 2026, and that the current NPA is 0.19%. Rs. 59,780 across three loans is more than 90 days overdue; all other borrowers have been repaying on time.
Month-wise NPA disclosure
An account is classified as NPA if the loan remains overdue for more than 90 days. NPA % = Non-Performing Amount / Total Disbursement Amount x 100.
| Month | Monthly loans disbursed (Rs.) | Cumulative disbursement (Rs.) | NPA (Rs.) |
|---|---|---|---|
| February 2026 | 0 | 0 | 0 |
| March 2026 | 3,40,000 | 3,40,000 | 0 |
| April 2026 | 13,35,000 | 16,75,000 | 0 |
| May 2026 | 27,55,000 | 44,30,000 | 0 |
| June 2026 | 75,50,000 | 1,19,80,000 | 0 |
| July 2026 | 98,75,000 | 2,18,55,000 | 0 |
| August 2026 | 94,00,000 | 3,12,55,000 | 59,780 |
*DPD = Days past due *NPA = Non-Performing Asset (90+ DPD), reported as principal outstanding *This table will grow with each monthly update.
What does this mean for you?
Each row states the amount disbursed in that month, the cumulative amount disbursed since launch, and the principal outstanding on loans overdue by more than 90 days. The first non-performing assets were recorded in August 2026: Rs. 59,780 of principal across three loans, representing 0.19% of the Rs. 3,12,55,000 disbursed to date.
Impact of NPA on interest and / or principal loss
The table below illustrates how NPAs impact both the original principal lent and the interest earned. The loss of interest does not mean loss of returns.
| DPD wise ageing | Loss of principal (Rs.) | Loss of interest (Rs.) | Total (Rs.) |
|---|---|---|---|
| 91 - 180 | 59,780.00 | 4,298.00 | 64,078.00 |
| 181 - 360 | 0.00 | 0.00 | 0.00 |
| 361 - 540 | 0.00 | 0.00 | 0.00 |
| 541 - 720 | 0.00 | 0.00 | 0.00 |
| >720 | 0.00 | 0.00 | 0.00 |
| Total | 59,780.00 | 4,298.00 | 64,078.00 |
Important disclosures
1.Portfolio performance is updated monthly as per RBI Master Directions for NBFC-P2P Lending Platforms.
2.NPA is classified when a loan remains overdue for more than 90 days (90+ DPD).
3.P2P lending involves risk. Lenders bear all credit risk. 1Finance P2P does not guarantee repayment of principal or any specific rate of return.
4.Although 1 Finance P2P is registered with the Reserve Bank of India (RBI) as an NBFC-P2P, the RBI does not accept any responsibility for the correctness of any statements made or opinions expressed, and does not provide any assurance for repayment of loans lent on this platform.
5.Past performance data is not indicative of future results. Please lend responsibly and only what you can afford.