Portfolio Performance Report
Updated: 31st July 2026 | care@1financep2p.com
1 Finance P2P publishes its portfolio performance data every month in compliance with RBI Master Directions for NBFC-P2P Lending Platforms (amended August 2024). All figures below reflect actual platform data as on 31st July 2026.
Key platform metrics
Snapshot of platform activity till July 2026.
Rs. 2,18,55,000
Total loans disbursed
As of July 2026
0.00%
NPA - July 2026
90+ days overdue
What does this mean for you?
These numbers show the total loan amount disbursed on the platform since launch is (Rs. 2,18,55,000 as of July 2026) and the current NPA percentage is 0.00% NPA means every borrower on the platform has been repaying on time.
Month-wise NPA disclosure
An account is classified as NPA if the loan remains overdue for more than 90 days. NPA % = Gross Non-Performing Amount / Gross Disbursement Amount x 100.
| Month | Loans disbursed (Rs.) | NPA amount (Rs.) | NPA % |
|---|---|---|---|
| February 2026 | 0 | 0 | 0.00% |
| March 2026 | 3,40,000 | 0 | 0.00% |
| April 2026 | 13,35,000 | 0 | 0.00% |
| May 2026 | 27,55,000 | 0 | 0.00% |
| June 2026 | 75,50,000 | 0 | 0.00% |
| July 2026 | 98,75,000 | 0 | 0.00% |
*DPD = Days past due *NPA = Non-Performing Asset (90+ DPD) *This table will grow with each monthly update.
What does this mean for you?
Each row is one month: how much was lent, and how much of it has since fallen more than 90 days overdue. July 2026 is the platform's largest month so far at Rs. 98,75,000 disbursed, with none of it overdue. NPA has stayed at 0.00% in every month since launch.
Platform performance: NPA % of disbursed loans
Visual representation of NPA % month on month. This chart will grow as more months of data are added.
Monthly NPA % - 1Finance P2P
0.00% NPA reflects no defaults recorded in these months. This will update as the loan book matures.
What does this mean for you?
A flat line at 0% is the best possible start for a new platform. It means no borrower has defaulted yet. As the platform grows, this chart will show whether defaults remain low or begin to rise.
Impact of NPA on interest and / or principal loss
The table below illustrates how NPAs impact both the original principal lent and the interest earned. The loss of interest does not mean loss of returns.
| DPD wise ageing | Loss of principal (Rs.) | Loss of interest (Rs.) |
|---|---|---|
| 91 - 180 | 0.00 | 0.00 |
| 181 - 360 | 0.00 | 0.00 |
| 361 - 540 | 0.00 | 0.00 |
| 541 - 720 | 0.00 | 0.00 |
| >720 | 0.00 | 0.00 |
| Total | 0.00 | 0.00 |
Important disclosures
1.Portfolio performance is updated monthly as per RBI Master Directions for NBFC-P2P Lending Platforms.
2.NPA is classified when a loan remains overdue for more than 90 days (90+ DPD).
3.P2P lending involves risk. Lenders bear all credit risk. 1Finance P2P does not guarantee repayment of principal or any specific rate of return.
4.Although 1 Finance P2P is registered with the Reserve Bank of India (RBI) as an NBFC-P2P, the RBI does not accept any responsibility for the correctness of any statements made or opinions expressed, and does not provide any assurance for repayment of loans lent on this platform.
5.Past performance data is not indicative of future results. Please lend responsibly and only what you can afford.