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CIN No: U64990GJ2023PTC146103

Registered Office

Marwadi Financial Plaza, Nana Mava Road,
Off: 150 Feet Ring Road, Rajkot-360 001.

Corporate Office

15th Floor, A - Wing, Lotus Corporate Park, Goregaon (E), Mumbai - 400 063

care@1financep2p.com

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1 Finance P2P Private Limited (hereinafter "1 Finance P2P") is a non-banking financial company peer-to-peer (NBFC-P2P) lending platform registered with the Reserve Bank of India. However, Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by the NBFC-P2P and does not provide any assurance for repayment of the loans lent on it.

1 Finance P2P lending involves risk. 1 Finance P2P acts solely as an intermediary under the Information Technology Act, 1999 and facilitates a digital platform connecting lenders and borrowers. All loan transactions are entered into directly between lenders and borrowers at their own discretion. 1 Finance P2P is not a party to such transactions and does not guarantee loan disbursement, repayment, recovery of funds, or returns. Information on the platform is provided on a best-efforts basis, and any lending decision is solely the responsibility of the lender.

The Company is having a valid Certificate of Registration dated 29th December, 2025 issued by Reserve Bank of India under section 45 IA of the Reserve Bank of India, 1934. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company or for the correctness of any of the statements or representations made or opinions expressed by the Company and for the repayment of deposits/discharge of liabilities by the Company.

Certificate of Registration No. : B.01.00651

© Copyright 2026 1 Finance P2P Pvt Ltd.

P2P lending in India 2026: What is P2P lending? How does it work, and is it legal in India?

P2P lending in India 2026: What is P2P lending? How does it work, and is it legal in India?

5 min read